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Handling the heights
At around $600 billion or Rs 27,46,200 crore, the total banking assets in India are about the same as the world’s 25th largest bank, the Rabobank Group. India’s biggest bank, State Bank of India (SBI), has assets of $107 billion. Still, it’s only the world’s 84th largest bank its assets are less than 7 per cent of Barclays Bank, the world’s largest.

In a business where size matters most, the Indian banking sector is small and scattered. As on March 2006, there were 218 scheduled commercial banks, of which, the top 25 accounted fo...

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Tuesday , 3 October '06

Is bigger better ?

At around $780 billion, India’s GDP is comparable to that of South Korea, yet Korean banks have seven times more banking assets than Indian banks.
Tuesday , 3 October '06

Small beginnings, big advances

From Rs 1,200 crore to Rs 23,48,000 crore of assets, from a moneylender to a one-stop financial shop, from a 9-1 neighbourhood branch to a 24x7 seamless entity, the Indian banking sector has undergone a makeoverin the six decades since independence.
Tuesday , 3 October '06

The reform models

In 1791, the Congress chartered the first bank. Initially, only states were allowed to float banks.
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Tuesday , 3 October '06

‘After consumer credit, rural lending is the next big opportunity’

From the 10th floor of the ICICI Bank building in the Bandra-Kurla Complex in Mumbai, the bank’s managing director and chief executive officer K.V. Kamath can a large expanse of urban India the target set for the bank to borrow from and lend to.
Tuesday , 3 October '06

From paper to passwords

The business of banking is synonymous with trust. Bank customers measure this trust through the questions: is my wealth secure, is my privacy protected?
Tuesday , 3 October '06

Performing assets

As businesses go, banking is largely a commodity business banks borrow money from those who have excess of it and lend it to those who need it, and try to earn a spread.
Saturday , 22 July '06

Credit Card, Health Monitor, Tv...

I hate my life. A server crashed in my Hong Kong office last night, and 14 clients of mine are wishing a similar fate for me.
Saturday , 22 July '06

Still charged up

The short history of the Bharti Airtel stock could well be the coming of age story of the Indian telecom industry.
Saturday , 22 July '06

Call waiting

At the current rate of growth, the number of phones for every 100 persons, or teledensity, will touch 15 in the next few months about three years ahead of the target set in the New Telecom Policy of 1999 (NTP-1999).
Saturday , 22 July '06

The reforms models

The New Zealand experience
In 1987, the New Zealand Post Office was corporatised, leading to the creation of Telecom NZ (like our BSNL), and the separation of regulatory and policy functions.
Saturday , 22 July '06

No strings attached, lots of bandwidth

In barely a decade, telecom reforms in India have produced many new subscribers, new services, new businesses as well as several new millionaires.
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